Warren Bankruptcy Lawyers

Michigan Chapter 7 Bankruptcy Attorneys, Chapter 13 Bankruptcy Lawyers

In today's economy, there is little room between getting by and getting in over your head financially. The loss of a job, medical bills or other unexpected expenses can bring you to the brink of financial ruin. That is when it is time to talk to a bankruptcy attorney at Mancini Schreuder Kline PC.

Our law firm represents individuals in Chapter 7 and Chapter 13 bankruptcy. We will review your circumstances and recommend the form of bankruptcy that makes sense for you. If we do not believe bankruptcy is appropriate in your situation, we will tell you so directly.

Personal bankruptcy offers you the opportunity to get a fresh financial start. It does not just restructure your debt; it can, in many instances, get rid of it entirely.

Chapter 7 Bankruptcy

If you are eligible, filing Chapter 7 bankruptcy can completely eliminate your debt, with some exceptions. Chapter 7 is called liquidation bankruptcy because assets above a certain limit can be sold and used to pay back creditors. You will not be left without any possessions. Many people are able to keep most, if not all, of their property. Not everyone can file Chapter 7 bankruptcy. We can tell you whether you are eligible.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy sets up an affordable plan that allows you to pay back a portion of your debts over a three- to five-year period. You must have regular income from a job, Social Security, investments or another source to qualify for Chapter 13 bankruptcy. It makes sense for those who make too much money or have too many assets to be eligible to file Chapter 7.

The Power of Bankruptcy

As soon as we file for bankruptcy, your creditors must stop calling, e-mailing and harassing you for payment. It's the law. Bankruptcy can also stop wage garnishment, repossession and foreclosure actions.

There is no charge to discuss whether bankruptcy makes sense for you. To speak with one of our Warren bankruptcy attorneys, please call Mancini Schreuder Kline PC at 586-218-3568, call toll free 866-319-7995 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Do You Have a Case?

Visit our Office:

Mancini Schreuder Kline PC
28225 Mound Road
Warren, MI 48092
Phone: 586-218-3568
Toll Free: 866-319-7995
Fax: 586-751-7203
Warren Law Office

• Recovered $450,000 for a client who was forced to wear a Halo for three months due to a neck injury caused in a violent car crash.
• Recovered $225,000 for the family of a young man who was killed on his motorcycle by a negligent driver after the police wrongly blamed the motorcyclist.
• Recovered $180,000 in Michigan No Fault benefits for a client whose insurer refused to pay for care rendered by the crash victim's family.
• Recovered $70,000 for an injured teenager after the trial court judge dismissed her case. The case settled after we won reversal in the Court of Appeals.
• Recovered $225,000 from the manufacturer and designer of a defective window and the company that installed the window for a family whose home was severely damaged by mold and water damage.
• Recovered $60,000 for a worker whose back was injured on the job after all nine of the witnesses on the scene falsely testified that our client caused his own fall.
• Recovered $77,000 on behalf of a dog bite victim despite the dog's owner claiming that our client was a trespasser.
• Defeated Michigan's insurance-friendly "open and obvious" doctrine to recover awards for many clients injured by dangerous conditions on property.
• Recovered $75,000 from a national bank after it refused to honor the "Mortgage Debt Cancellation Policy" it sold to our client, falsely claiming that our client's wife's death as caused by a preexisting condition. The bank offered to pay the full amount owed when it received our complaint.
• Recovered over $100,000 for stolen jewelry when the insurance company denied the claim
• Obtained $25,000.00 in costs and attorney fees after a jury trial about $ 5,000 in medical bills
• Obtained $120,000 jury verdict when the insurance company wrongfully coordinated benefits with health insurance